Personal Loan Services

Personal Loan – Low interest rate personal loans from a wide range of lenders

Kashvi Findorprovide Personal loans by government & private bank for your personal Purpose. Personal Loan are an unsecured form of credit that is popular to meet immediate requirements. It is multi-purpose in nature and therefore can be used for various purposes including wedding, home renovation, travel purposes and more. Moreover, there is no restriction for the amount borrowed and can be used for any purpose they want. In fact, a personal loan can help you build your credit faster when compared with other forms of credit. This is because of the risk it carries due to being unsecured.

All in all, a personal loan can offset any temporary financial crisis.

Benefits of Personal Loan

Loan covers number of personal Expenses
No collateral required
Easy documentation
Pocket friendly Repayment
Instant disbursal

Quick
approval

Easy loan
Repayment

100%
Transparency

Personal Loan Eligibility

Kashvi Findor give full information about loan eligibility like personal loans are provided by most of the banks/NBFCs but with different eligibility requirements. However, there are certain criteria that are common for all financial institutions. The eligibility criteria to get an online personal loan approval for salaried and self-employed individuals are:

Eligibility Criteria

Age: 21 years - 60 years
Employment Type: (1) Salaried (2) Self-Employed professionals
Credit score: 700 or above with a good credit history
Loan Amount: Up to ₹50 lacs depending on the credit profile
Minimum Net Income (Monthly): ₹20,000 to above

Documents Required for Personal Loan

The common documents required for an online personal loan approval are given below:

For Salaried Individuals

Identity & Age Proof
Completely filled personal loan application with photograph
PAN Card
Residence proof - Passport driving licence, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)
Bank statements for the last 3 months(preferably your salary account)
Salary Slips of last 3 months
Form 16 or Income Tax Returns of last 3 years

For Self-Employed Individuals

Identity & Age Proof
Completely filled personal loan application with photograph
PAN Card
Residence proof - Passport driving licence, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)
Bank statements for the last 3 months(preferably your salary account)
Salary Slips of last 3 months
Last 3 years Income Tax Returns with computation of Income
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account